IS THIS THE CORRECT THING TO DO?

It is really impossible to say because we don't know if the home is the only reason to file the Chapter 13 or whether there are other factors...

When filing Chapter 7, on schedule c, what do you list?

Exemptions are one of the most important part of a bankruptcy. If you do not list the correct exemptions you may end up losing property you should...

The quick answer is yes, you can include the house. Many people want to eliminate not only the monthly obligation but also the potential tax...

Can a landlord designate a portion of the deposit as non-refundable?

As long as you agree to it, there is nothing that prevents a landlord from designating part of a deposit as non-refundable. However, under A.R.S. §...

You really need to speak with an attorney in your area who can look at your total financial picture. Normally, a Chapter 7 is not very useful in...

What can i do about my landlord/manager failing to fix the A.C.

The Arizona Residential Landlord Tenant Act requires a landlord to keep the air conditioning in good working order, A.R.S. 33-1324. If you provide...

Tax refund during ch 7

A percentage of your tax refund will become property of the bankruptcy estate unless there is an available exemption you can use. Normally, the...

Will have to go bankruptcy in the future.

You have not provided enough information to answer your question. What you can keep is largely determined by your state's exemptions. Exemptions...

I got a bankruptcy consultation but the lawyer did not think i would qualify for chapter 7.. looking for a second opinion.

There are other requirements that may present an obstacle. One question might be, have you filed another bankruptcy in the past 8 years? It may...

Does student loan debt prior to marriage in AZ ever become the debt-free spouse's debt if it was incurred before marriage?

I don't think I would be overly concerned about this type of debt. AZ has a rebuttable presumption that debt acquired during a marriage is...