Questions answered by Barry W. Rorex

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Can I use foreclosure to force the court to look at my loan/lien and have it invalidated?

Barry's answer | Answered on September 22, 2014

Without an attorney, your chances of success are virtually zero. Fraud and predatory lending are some of the most difficult claims to assert....

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How can i save my paid off 19000 car from chapter 7 bankruptcy in the state of nevada.

Barry's answer | Answered on September 22, 2014

Each state has its own exemption laws. The determination of exemptions is one of the most complex parts of bankruptcy. This is why it is so...

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My father dies ,his home loan becomes delinquent,before foreclosure starts my mother dies ,who is oboth houses are occupied by

Barry's answer | Answered on September 22, 2014

I'm sorry but your question is not clear to me. Are we speaking of one house or two? Is there a will? Are these rental properties? It appears the...

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How much does it cost to file chapter 7 bankruptcy?

Barry's answer | Answered on September 22, 2014

There are three main categories of costs involved in filing bankruptcy. The first is the filing fees. Right now these are $335 for a Chapter 7 and...

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Who gets surplus funds if second mortgage co. sold or transferred the loan

Barry's answer | Answered on September 21, 2014

This is not an easy question to answer and will depend on a number of facts. Normally, any surplus would belong to the homeowner. However, if the...

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Can a home owner sue a construction business after file chapter 7?

Barry's answer | Answered on September 20, 2014

Unlike an individual, when a business files Chapter 7, that is the end of the business. There would be no business for the homeowner to sue (and no...

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Can I file bankruptcy on a deficiency resulting on a foreclosure because ex refused to sign quit claim deed for a short sale?

Barry's answer | Answered on September 20, 2014

This is the type of debt that is dischargeable in bankruptcy. Whether it is enough to suggest you should file or not is a topic you need to discuss...

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We have a contract of sales , the seller financed the loan , for the purchase of their mobile home . We have paid %65 percent

Barry's answer | Answered on September 20, 2014

I agree completely with Mr. Elie. You need to find an experienced attorney who can help with this or the consequences could become disastrous for...

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Will my husband's home be protected if I file a ch. 7 bankruptcy?

Barry's answer | Answered on September 20, 2014

There is information that would be needed to have a better idea, such as how much the house is currently worth and is there a mortgage on it. The...

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December of 2009 I filed Chapter 7. April of this year I was laid off my job. Need to file again. What are my options?

Barry's answer | Answered on September 19, 2014

It does not sound like you need to file bankruptcy at the moment. If you have no non-exempt assets and are not making much of an income, what can a...

Barry W. Rorex's Answers (708)

Can I use foreclosure to force the court to look at my loan/lien and have it invalidated?

How can i save my paid off 19000 car from chapter 7 bankruptcy in the state of nevada.

My father dies ,his home loan becomes delinquent,before foreclosure starts my mother dies ,who is oboth houses are occupied by

How much does it cost to file chapter 7 bankruptcy?

Who gets surplus funds if second mortgage co. sold or transferred the loan

Can a home owner sue a construction business after file chapter 7?

Can I file bankruptcy on a deficiency resulting on a foreclosure because ex refused to sign quit claim deed for a short sale?

We have a contract of sales , the seller financed the loan , for the purchase of their mobile home . We have paid %65 percent

Will my husband's home be protected if I file a ch. 7 bankruptcy?

December of 2009 I filed Chapter 7. April of this year I was laid off my job. Need to file again. What are my options?