HOA fees discharged in Chapter 7 . I am selling my home in a short sales are funds still payable to the HOA.

As others have mentioned, filing a Chapter 7 only discharges the HOA fees up to the date of filing. Even if the bank took years to foreclose, you...

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My wages are being garnish from payday loans, I never received any court documents from them. Is there any legal steps I do?

I find it difficult to believe that you did not receive anything. A payday lender, just like every other creditor, cannot garnish your wages until...

Should a married couple register a vehicle in both names before fling Chap 7?

As long as you are filing jointly, it should not make any difference how the car is titled. You should consult with a bankruptcy attorney in your...

I lost a small claims case. Can I discharge this debt in bankruptcy?

With the few exceptions noted by others aside, the answer is generally yes. The more important question you may want to ask is should you file...

Am I liable for the remaining balance of a contract that I terminated?

Normally, people can be sued if they breach terms of a contract. The real question you need answered is whether or not what you have done has...

In addition to what Mr. Elie has stated, in AZ a judgment can be renewed every five years. I don't know about IL. If the judgment has been properly...

Should I appeal a Civil Judgement that was won on a technicality?

You don't say what court this was in. This may make a big difference in whether or not an appeal is likely to be granted. I would start by...

Can I sell my home on my own after a chapter 7 bankruptcy?

If the bankruptcy is still open, the right to the property may belong to the trustee and you will have to ask him to abandon the property before...

What is the mortgage limit on a home under a chapter 13 in Illinois?

Chapter 13s are more complex than Chapter 7s. You need to sit down with an experienced bankruptcy attorney who can show you the pros and cons of...

What if I cant afford a lawyer?

Usually, if you are served in a different state, you will have longer than 20 days but I am not certain what states are involved in your case....