Tips for Short Sale Sellers
Jan 21, 2012
Short salesare growing in popularity as lenders and borrowers are striving to avoid the foreclosure process. Because the market is flooded with homes for sale, it is imperative that the seller make the...
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Bankruptcy: True or False?
Jan 17, 2012
Bankruptcyseems to be an every day topic in todays economy, but do you really understand it? The majority of individuals file for Chapter 7 or Chapter 13 bankruptcy. This blog and tomorrows blog will f...
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Short Sale, Attorneys & What you need to Know
Dec 25, 2011
Short salesare occurring across the country. Along with this new movement toward short sales comes a wave of professionals wanting you to hire them to assist with your sale. It is common for a homeowne...
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Chapter 13 Plan: What does infeasible mean?
Dec 16, 2011
A Chapter 13 bankruptcy case revolves around the payment plan. Your plan sets forth what creditors will be paid and how much they will receive. Once a plan is confirmed by the court, the debtor must ma...
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Taxes: Can you pay them with credit cards and discharge debt in bankruptcy?
Dec 16, 2011
Bankruptcy allows an individual to discharge his unsecured debt, including credit card debt. Typically, both state and federal governments allow taxpayers to pay their taxes using a credit card. So, ca...
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Short Sale – What does it cost the seller?
Nov 19, 2011
A short saleoccurs when the homeowner, with the permission of the lender, sells the home for less than what is owed on it. If you are considering a short sale of your home, it is important for you to u...
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Short Sale – What Buyers Need to Know
Nov 05, 2011
Home values around the country are declining, which leaves many sellers in a position where they must lower the price below what is owed to the homeowners lender in order to sell it. This is known as a...
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Fair Debt Collection and Your Privacy
Oct 17, 2011
The Fair Debt Collection Practices Act(FDCPA) was created to protect the consumer from the harassing tactics often used by debt collectors. One of the areas covered by the FDCPA is provisions which saf...
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Debt Collection and Identity Theft
Oct 17, 2011
By the time you realize that your identity has been stolen, you may be already receiving telephone calls from debt collectors. If a collection agency contacts you regarding a bill you know nothing abou...
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Collection Lawsuits: Where can you be sued?
Sep 27, 2011
What happens if you receive a collection lawsuit filed in a county (or even state) far from where you live? If the debt is a consumer debt and the plaintiff is a debt collector, then the Fair Debt Coll...
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