Bankruptcy in Arizona: Are your firearms an asset of the estate?
Jun 08, 2012
Firearms can be an investment, a collectors item, a tool for your job or hobby, or a method of self protection. They typically hold their value and do not depreciate significantly. When you file a bank...
See Full Guide
Effective Short Sale Tips
May 30, 2012
Short sales are becoming more popular across the country. If you are considering the short sale of your home, you may be wondering how you can capture your lenders attention and get your sale closed as...
See Full Guide
Americans using tax refunds to pay for bankruptcy?
May 19, 2012
Tax day has come and gone, now the refunds are being sent out to anxious taxpayers. Many will use their tax refund for a fun vacation or to make a big purchase, but many others will use the money to pa...
See Full Guide
Short Sale in Surprise, Arizona: What do you include in the lender package?
Apr 30, 2012
A short sale can be an answer to your mortgage troubles, but it can also be a confusing and lengthy process. For information on short sales, please read my blog titled Short Sale Homes. Part of the sho...
See Full Guide
Mortgage Debt Forgiveness Tips from the IRS
Apr 27, 2012
Although tax day (April 17th this year) has passed, I thought it was still important to inform you of the Mortgage Debt Forgivenss Tips from the Internal Revenue Service (IRS). While canceled debt is t...
See Full Guide
Debt Collector Threats in Surprise, AZ – Are they Legit?
Apr 09, 2012
The Fair Debt Collection Practices Act (FDCPA) protects consumers from harassing tactics by debt collectors. For more information on what the FDCPA prohibits debt collectors from doing, please read my ...
See Full Guide
Bankruptcy & Your Payday Loans
Mar 17, 2012
Payday loans are short-term loans that carry interest rates that are higher than long term loans. They are also called cash advances. If a borrower is unable to pay a payday loan when it comes due, the...
See Full Guide
Identity Theft & What You Should Know
Feb 29, 2012
Identity theftis something everyone worries about, but nobody truly understands how devastating it can be until it happens to them. Nobody is exempt from being a target of identity theft, even minors. ...
See Full Guide
FDCPA and Debt Collectors Defined
Feb 24, 2012
The Federal Fair Debt Collection Practice Act (FDCPA) prohibits all debt collection agencies and individual debt collectors from using deceptive, unfair or abusive practices. For information on the spe...
See Full Guide
Bankruptcy: Can You Afford to File a Case?
Feb 24, 2012
If you are considering filing a bankruptcy case, you are probably worried about how you will pay for your lawyer and the filing fees. You are already financially distressed, so the idea of paying anyth...
See Full Guide