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Real Estate- Can a mortgage company wait until home values go up to foreclose after I stop making payments?
Ellen's answer
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Answered on October 20, 2013
I recommend you meet with a MI real estate attorney to address your situation and your real estate options. If you stay current on your first...
Archived
If my home is foreclosed and is sold for $40,000 below the loan balance, will be bank try to collect the balance from me?
Ellen's answer
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Answered on October 20, 2013
If the property in question is located in NC, I recommend that you meet with a NC real estate attorney as soon as possible to discuss your...
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Archived
Town home sold with out my knowlegde or signature off deed
Ellen's answer
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Answered on October 19, 2013
If you and your ex are borrowers on the loan, and you never quit claimed or gave up your rights to the home, then I am very concerned that a...
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I financed a lot/land parcel and haven't paid HOA fees for 3yrs, now owing $3500. A lien was placed on the property and now
Ellen's answer
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Answered on October 19, 2013
An HOA debt is definitely something that you can try to negotiate. If you have a financial hardship, the HOA might be willing to consider waiving...
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Lender has never sent a notice of sale date just found out today that I have a sale date pending. how can I research this why is
Ellen's answer
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Answered on October 18, 2013
I agree with the previous answer. If a bank does nto follow proper notice requirements under TX law to notify you of a foreclosure date, you may...
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I have an 80/20 loan, both are delinquent. The primary mortgage provider is willing to modify a but the second is not. HELP
Ellen's answer
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Answered on October 17, 2013
For clarification purposes, if you bought your home with 80/20 financing, and the home is 2.5 acres or less, a single or two-family dwelling, that...
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Is a deed of trust in 2nd position treated the same as a regular mortgage in a foreclosure brought by the 1st position mortgage?
Ellen's answer
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Answered on October 16, 2013
Yes, a Deed of Trust in 2nd position is the same as a "mortgage" in 2nd position. Please speak with a MD real estate attorney to discuss your...
Archived
Moved to a new state for a job. House with a second mortgage going into foreclosure. How to navigate the foreclosure process?
Ellen's answer
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Answered on October 16, 2013
Just to be clear, I am assuming it is the home in Indianapolis that has the two mortgages. If you do not want to keep your IN home, your options...
Archived
If my foreclosed home sold in 2009, how long does the bank have to file for deficiency?
Ellen's answer
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Answered on October 16, 2013
You need to speak to an OH real estate attorney about your matter. Foreclosure law and the time frame that a lender can pursue a deficiency...
Archived
Did foreclosure attorney actually do the Title Search?
Ellen's answer
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Answered on October 16, 2013
I strongly recommend that you speak with a NJ real estate attorney as soon as possible. You have two issues that need to be resolved, the title...
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