Archived
Foreclosure. mod granted then another foreclosure for 2nd. mod denied even though paying. illegal? ck returned. legal help?
Ellen's answer
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Answered on October 26, 2013
You need to speak to a VA real estate attorney who handles loan modification work as soon as possible to review your situation and explain your...
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Archived
Tenant Protection in foreclosure
Ellen's answer
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Answered on October 26, 2013
I agree with the answers already provided. In addition, make sure you continue to pay your monthly rent up until the foreclosure takes place, and...
Archived
My first mtg is current. my second one is about 9 months behind. can the second mtg foreclose
Ellen's answer
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Answered on October 26, 2013
Yes, the second lender can foreclose. If your home is underwater on the 1st loan, the 2nd lender may choose not to foreclose until the home...
Archived
Credence Law Group are they legit for loan modifications?
Ellen's answer
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Answered on October 26, 2013
I strongly recommend that you work only with a WV real estate attorney if you need a loan modification for your home. I do not know of Credence...
Archived
I got a divorce 3 years ago. Our home was in foreclosure then. I am being asked now to sign docs for a short sale 3 years later.
Ellen's answer
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Answered on October 26, 2013
If you are a borrower on the loan, and the home is being sold as a short sale, the bank will require your signature on the real estate contract and...
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Archived
Not sure how unique this is. BOA offered a modification trial for 3 months. Not only did we make those payments on time ( never
Ellen's answer
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Answered on October 23, 2013
You need to speak with a NJ real estate attorney experienced in loan modifications to better understand your situation. Typically, if Bank of...
Archived
MOD IN PLACE 1ST LOAN-PAYING 3RD MO, CHECK SENT BACK WITH NOTICE OF FORECLOSURE ON 2ND. NEW MOD APP, DENIED
Ellen's answer
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Answered on October 23, 2013
I recommend that you speak to a VA real estate attorney who has loan modification experience to review your situation and all of the documents and...
Archived
Bank sold home for more than i owe what happens to the balance over
Ellen's answer
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Answered on October 23, 2013
You should be able to obtain "excess proceeds" after the mortgage lien(s) and trustee costs are paid, assuming there are no other secured liens...
Archived
Am I protected by Arizona's anti-deficiency law if I enter into a partial claim mortgage with FHA under my permanent loan mod?
Ellen's answer
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Answered on October 22, 2013
Arizona's anti-deficiency statute and current AZ case law states that if your property is 2.5 acres or less, a single or two-family dwelling, that...
Archived
Is my tendency still valid?
Ellen's answer
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Answered on October 21, 2013
Please speak with a MI real estate attorney who can review your month-to-month lease agreement, and your rights following the electrical fire. I...
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