Archived
Filed chapter 7. Sent notice to levying officer in S.B. She said that doesn't release my funds. what trustee says doesn't matter
Nicholas's answer
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Answered on October 25, 2011
It sounds like they should release the funds to you, unless some how the funds were considered property of the creditor when you filed. If they...
Archived
Can I vacate a judgement if I never received the original court papers because they misspelled my last name?
Nicholas's answer
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Answered on October 25, 2011
You might be able to but do you have a "real dense after that or are they going to win anyway and be able to garnish. What are you gaining by...
Archived
On past due medical bills do I have to pay the credit agency or can I compel the medical provider to let me pay them directly?
Nicholas's answer
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Answered on October 25, 2011
It appears that the non payment "forced" them to turn it over to a collection company, who has to get paid for their work too.
Archived
Preferential treatment of credit cards in bankruptcy?
Nicholas's answer
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Answered on October 25, 2011
After 90 days not a preference, but again why? Even if you pay off credit card, they will close your account when you file.
Archived
In a CH 13 bankruptcy action, are attorney fees for a paternity action unsecured debt?
Nicholas's answer
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Answered on October 25, 2011
Attorney fees are generally dischargable in a bankruptcy UNLESS they relate to child support issues, in which if you are ordered to pay Attorney...
Archived
I was sued without being served a summons
Nicholas's answer
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Answered on October 25, 2011
Sounds like they got the dismissal set aside. Now its your turn to get the Judgemnt set aside. If you owe the money I am not sure what your...
Archived
Are my wifes accounts safe from my debt collectors?
Nicholas's answer
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Answered on October 25, 2011
If you are not on her account they can not collect "your" debts from them. If you are on her account they could or if your debt is actually in...
Selected as the best answer
Has Rent A Center Violated the FDCPA in Collection Efforts against me? Pmt was due 10/22, I said I would pay amt due 11/5.
Nicholas's answer
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Answered on October 25, 2011
FDCPA does not apply to a company collecting its own debts. RTO just bad people to do business with, over priced merchandise and high interest rate.
Can my brother take my car if I am making the payments but the car is in his name?
Nicholas's answer
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Answered on October 25, 2011
If titled in his name he could take and the police would not stop him. Yopu would probably be scucessful in a lawsuit gainst him for the paymenst...
Archived
Can a HOA place a lien on a home that has been discharged by a bankruptcy?
Nicholas's answer
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Answered on October 25, 2011
If for post petition fees the HOA has the right to put the lien on the property.
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