Do I need to hire additional legal counsel for lawsuit as a result of an auto accident?

Report it to the insurance company you had at the time and let them handle it.

Hi I live in pa and I am being harassed from payloan companies that I don't even know they say if I don't pay I will go to court

Tell them to put their request in writing.

My sister said she disowned me. I have her stuff stored in my attic.Possession is 9/10th of the law. Is that stuff legally mine?

In this case, her 1/10th wins. It's her stuff.

How do go about suing a car insurance company?

Talk to a local lawyer that handles insurance litigation matters.

Do I have a case against a retailer that sells dangerous substances as a consumable food product without any warning?

You may not question the verifiability, but the defense counsel and their experts will vigorously contest it at trial, so it's something to be...

You are both fully responsible for the loan.

What motion do I file in order to remove a dismissed civil lawsuit off my record?

Off of what record? Court records are usually public record and it's rare for them to be sealed.

Do I have to provide my car insurance company with a housemate's declarations page? A premium increase is threatened if not.

I'm guess they want to make sure your housemate has her own coverage just in case she ever drives your car. Why not just provide it? She can...

Is there anything that can be done after a contract is signed?

Check with a local consumer protection lawyer, but it is probably an uphill battle.

Frontier will obtain 1.6 mil Verizon Fios customers next year, will that acquisition nullify existing 2-year contracts?

It is unlikely that you'll be able to get out your contract without an early termination fee because of the acquisition.