File chapter 13 fon usecured debts...

I would encourage you to see a bankruptcy attorney immediately. I know for a fact that you can see any number of attorneys in Portland including...

Can a sallie mae student loan be included in bankruptcy?

It cannot be eliminated simply by filing bankruptcy. You would need to file an adversary proceeding within the bankruptcy and it will be extremely...

The lender may foreclose but it will be unable to sue you for any discrepancy afterwards. If you have not yet been served with a notice of...

Will the debt that we have still fall on me?

Your creditors were not parties to your dissolution agreement and are under no obligation to heed its terms. Unfortunately, once your former spouse...

I'm divorcing, have credit debt, foreclosure, car repossession. When is a good time to file for bankruptcy?

Ideally, if you are still living in the home, it would be best to wait to file until the week before the foreclosure sale date in order to get more...

My daughter recently filed for chapter 13 because her 8 years weren't up yet,but are now how can we change to chapter 7 now?

Unfortunately her case cannot be converted to a Chapter 7 now that the eight years have elapsed. She can, however, dismiss her current Chapter 13...

Does my husband have to file for bankruptcy as well?

You may file on your own. You will need your husband to cooperate in your bankruptcy case, meaning you will need to be able to provide...

I recently cashed out my private life insurance at the surrender value of $37K? Will I have to surrender this in Ch7?

See a bankruptcy attorney immediately in order to intelligently plan how to shield as much as possible of the 37,000 through a combination of...

In filing bankrupcty, do i have to pay to get an appraisal/

At a minimum, I would try to get a Comparative Market Analysis (CMA) to get an idea about the value of your share in the property. CMAs can often...

How does Lien stripping work? I took out a loan using my house as collateral (which has lost value and has very little equity).

If you have any equity in your property, you will not be able to strip any mortgage liens liens from your property. You may strip a second mortgage...