I have not received a mortgage statement or paid my mortgage in over a year . What is the next step ? Should I file bankruptcy

Bankruptcy should at a minimum be evaluated as a potential solution. A Chapter 13 filing would enable you to pay off the mortgage arrears owed up...

Can I proceed in forms paupers status in bankruptcy court as I was allowed to proceed in district court

You are certainly entitled to proceed pro se. Filing fees for pro se debtors are often waived by the bankruptcy courts in which I practice,...

Selected as the best answer

I have about $15,000 of debt. I stopped making payments 5-6 yrs ago. Id like to build my credit what is the best way to do so?

I think it largely depends on how long it would take you to pay off the $15,000. We many of our clients obtain 725 plus credit scores in less than...

I paid an advance fee to a document preparation company who assured me that I did qualify for a home modification program.

I would contact a consumer law attorney to determine whether you have a collectible claim. If it is uncollectible, I would still report the matter...

We bought a family vacation pkg back in January of this year. I paid for the plane tickets with my credit card miles.

Absolutely not.

Can any fees be waived due to my personal situation?

Depending on the level of unemployment that you are now receiving, you may qualify for waiver of the filing fee ($306 for Chapter 7), but with...

Can any fees be waived due to my personal situation?

Depending on the level of unemployment that you are now receiving, you may qualify for waiver of the filing fee ($306 for Chapter 7), but with...

How can I buy some time on a wage garnishment in Oregon?

You may want to consider an emergency chapter 13 filing to get under the protection of the bankruptcy code. Chapter 13 is commonly misunderstood as...

Can i file a slow pay motion for auto repo? They have put a judgment on me and gonna start garnishment.

I would meet with a consumer attorney with a background in bankruptcy in your area as quickly to evaluate strategies to avoid losing up to...

I am being garnished for medical for 90 days, still balance remains will they issue another garnishment, what can I expect?

They can do exactly that. It is likely time for a free consultation with an Oregon consumer lawyer with a bankruptcy background to evaluate whether...