What can happen to me..? my son passed away and i am a cosigner on his student loan.

Seek legal counsel immediately. Even if you do not meet the extremely stringent guidelines for getting the student loan discharged, you still may...

I have a question about whether or not my forclosed home loans are secured or unsecured debts.

Foreclosed loans are not secured anymore and should not be listed as such on Schedule D.

Debt Settlement

It does mean exactly. Unfortunately, all too often these debts seem to reappear years later with a different company attempting to collect. As...

How do I claim my car as an exemption and note that I owe more than the value?

You would list the vehicle and its accompanying value, most likely the KBB private party valuation, on Schedule B. You would list your lender, the...

Statutes not forms, specifically these are the statutes creating federal exemptions. These exemptions are not available in every state. If your...

My wife has put me in probably 40,000 in debt via gambling. she does not work and makes little effort to do so

Provided that you meet certain income guidelines, there is great cause for hope. I would meet with a bankruptcy attorney in your area to establish...

How can i resolve creditor lawsuit of $3222 for my dad, who is now disable and can not act on his own?

If your father is living on solely on SSDI it is unlikely that his creditor would be able to collect on any judgment it obtains in the weeks to...

What forms do i need to re-open my ch 7 bk case that was clsed b4 dismissal. court said i didn't get my ced couns form in on

You will need $260.00 for the filing fee to reopen the case along with a motion to reopen to get the case reopened for a brief period of time so...

I moved from washington to orange county california in january. If I file chapter 7 I know that I must use washington

California for means test.

I have around 5000.00 of debt. Mostly medical. I was resently turned down for a car loan at honda. Claim Bankrupcy?or Not?

Because you were looking at Hondas, my guess is that $5000 is probably a sum that you could pay back even with the accompanying late fees and...