Archived
We have filed a BK. Now the bank who had our home filed a "relief of stay" we now have 14 days to respond.
Thomas's answer
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Answered on November 25, 2012
If you are or have already let your house go to the bank then there is no real reason to respond to the motion as your personal liability on the...
Archived
If creditor is notified and does not file a claim, can they turn over my account to some other company later during ch 13?
Thomas's answer
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Answered on November 25, 2012
They can turn over the account to another company and there is probably no real impact on you with respect to that company pursuing relief from the...
Archived
My mortgage bank committed fraud upon the court to obtain foreclosure judgement( NYS judge meanwhile was asleep)chapter 13 NY NY
Thomas's answer
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Answered on November 24, 2012
One resource would be Max Gardner's web site. He maintains a list of attorneys who practice in the area of both foreclosure and Chapter 13. All of...
Archived
Can Law firm B lock up your account without notice when taking over a garnishment issue you are engaged in with law firm A?
Thomas's answer
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Answered on November 23, 2012
Yes. If creditors were required to give notice prior to levying a bank account, debtors would simply remove their funds from their accounts. I...
Archived
I received a non-jury trial for foreclose. Do i have to show at the court. i did it bankruptcy 2 and half years ago and don't
Thomas's answer
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Answered on November 23, 2012
If you surrendered the home in your bankruptcy then your personal liability has been extinguished and all that is left is for the foreclosure to be...
Archived
I cosigned Sallie Mae student loan. I cannot pay and he won't. Can they take my car? It's all I have - no savings.
Thomas's answer
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Answered on November 23, 2012
I would have to know how much equity you had in your vehicle before venturing an educated guess as to whether it would be protected, but my guess...
Archived
Is it legal for any collection agency to sue, press charges for fraud, or suspend your license due to unpaid payday loans?
Thomas's answer
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Answered on November 23, 2012
I would document all further phone contact that you have with this company and make an appointment with an attorney who pursues Fair Debt...
What are reasonable late fees for residential rental property in Portland, OR.
Thomas's answer
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Answered on November 22, 2012
See below:
Oregon Statutes - Chapter 90 - Residential Landlord and Tenant - Section 90.260 - Late rent payment charge or fee; restrictions;...
Archived
I'm married & being sued for a small debt. I have no income, no assets, or property under my name. What will happen?
Thomas's answer
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Answered on November 22, 2012
As long as you don't have a bank account or joint bank account with your spouse, there is probably not much the creditor can do with respect to...
Archived
Can we switch attys in middle of chapter 13
Thomas's answer
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Answered on November 12, 2012
You can switch attorneys post-confirmation but for a variety of reasons attorneys are often hesitant to take cases on once cases have reached that...
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