Chapter 7

I cannot tell by your question if you are currently in a bankruptcy. Assuming you are not, then it is important to understand that bankruptcy is a...

Automatic stay lifted

Whenever I see a question like yours I wonder if the debtor understood how bankruptcy worked or what the different types of bankruptcy are intended...

If a person is currently in a chapter 13 bankruptcy and will be converted to a chapter 7 can they add anyone else to it?

I agree with the prior answers. It is very important that you add ALL new and old creditors when you convert. Be very careful with any...

I have a student loan in default. The collection company has contact me, I requested validation. What is my next step?

As was stated in the earlier answers - there is little you can do except negotiate a settlement, work through one of the student loan programs or...

I filed my home in a bankruptcy in 2010 and just found out he did not file the paperwork correctly and I still own the house

Your questions are a little confusing. The bankruptcy does not normally address ownership on the house. It deals with your obligation to pay the...

Can I still reaffirm my mortgage after 3 years of filling Chapter 7?

As was mentioned in an earlier answer - you may want to check out the value of a chapter 13 in order to get rid of the second mortgage. Most...

Will I lose my vehicle (CH 7 BK) and can I add other creditors besides whats on my CR report?

Please understand that bankruptcy is a very complicated process. It is wise to talk to an experienced bankruptcy attorney before deciding to take...

Creditor letters after bankruptcy

You are correct assuming this creditor was listed in the bankruptcy. If it was not - file an amended schedule immediately. This is extremely...

As was stated in an earlier answer - you should be able to pay a portion of the chapter 13 legal fees through the plan. If the attorney you are...

Are creditors obligated to come forward in a chapter 7 bankruptcy if the debtor does not list the debt?

Your question was answered, but what you did not ask is "what are the consequences of my ex filing for bankruptcy"? Since you live in Arizona you...