Questions answered by Diane L Drain

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My chap 7 was filed and discharged in 2009. If I have gotten into somemore trouble would I be able to file bankruptcy again.

Diane's answer | Answered on December 10, 2014

As the prior attorney responded - you cannot file another chapter 7 until a full 8 years after filing the first one. You mention the discharge...

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Will AZ do a deficiency judgement for a vacant lot paid 37K, paid down to 16K and wants to walk away now since she has no more $

Diane's answer | Answered on November 30, 2014

I am so sorry to hear about your friend's situation. The other attorneys answered your question as to deficiency. What they did not address is...

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Chapter 7 with 1rst house w/reverse mortgage which bought a second house, How do we save houses at least the primary house ?

Diane's answer | Answered on November 26, 2014

I agree with the prior answers - your dad needs to talk to a good bankruptcy attorney and a good estate planning attorney. Make sure that both...

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We're behind on car payments and bank agent called and said "this is the last day!" and It scared me. Is it harassment?

Diane's answer | Answered on November 24, 2014

The other attorneys answered your questions. You might consider talking to an experienced attorney about your options, including bankruptcy. ...

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Pros and cons for bankruptcy - Community Legal Services or a private attorney?

Diane's answer | Answered on November 24, 2014

The other attorneys have answered some of your questions. Please understand that bankruptcy is a very complicated process. It is wise to talk to...

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What's fastest way to get bankruptcy fees waived when foreclosure auction is two days away?

Diane's answer | Answered on November 24, 2014

The other attorneys answered your questions. But, what you do not know is that once you file a bankruptcy you cannot get out without a court...

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Am filing for bankruptcy, but arbitration hearing for one debt lawsuit can rule in favor of JDB tomorrow. How can I avoid this?

Diane's answer | Answered on November 17, 2014

Bankruptcy laws require that you list all the debts you owe - even those in litigation. Therefore, the answer to your question is that the lawsuit...

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What can I do if I'm trying to get a loan modification but the mortgage company won't return my calls or emails.

Diane's answer | Answered on November 16, 2014

Be very careful about loan modification scams. It is best to work with an experienced lawyer. But, if you cannot afford one then check out the...

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Creditor violating discharge injunction/wadges being garnished. This was a no asset bankruptcy. How can i stop this?

Diane's answer | Answered on November 15, 2014

We would need more information in order to give you guidance. Consider making an appointment to talk to an attorney at the Bankruptcy Self-Help...

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I'm sued for debt for non-payment due to financial hardship. How can I hire a lawyer to defend me If I can't afford it now?

Diane's answer | Answered on November 08, 2014

I agree with the prior answers - you need to talk to an experienced attorney who can advise you about all your options. But, based on your...

Diane L Drain's Answers (1712)

My chap 7 was filed and discharged in 2009. If I have gotten into somemore trouble would I be able to file bankruptcy again.

Will AZ do a deficiency judgement for a vacant lot paid 37K, paid down to 16K and wants to walk away now since she has no more $

Chapter 7 with 1rst house w/reverse mortgage which bought a second house, How do we save houses at least the primary house ?

We're behind on car payments and bank agent called and said "this is the last day!" and It scared me. Is it harassment?

Pros and cons for bankruptcy - Community Legal Services or a private attorney?

What's fastest way to get bankruptcy fees waived when foreclosure auction is two days away?

Am filing for bankruptcy, but arbitration hearing for one debt lawsuit can rule in favor of JDB tomorrow. How can I avoid this?

What can I do if I'm trying to get a loan modification but the mortgage company won't return my calls or emails.

Creditor violating discharge injunction/wadges being garnished. This was a no asset bankruptcy. How can i stop this?

I'm sued for debt for non-payment due to financial hardship. How can I hire a lawyer to defend me If I can't afford it now?