Questions answered by Diane L Drain

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Are third party collectors for the US Treasury/ VA dis-chargeable under chapter 7?

Diane's answer | Answered on February 28, 2015

As was mentioned in the other answers - it depends. Typically if the debt is dischargeable, then it remains dischargeable no matter who is trying...

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Can the mortgage company take our other paid for homes if we let our home go back to them that we still owe on?

Diane's answer | Answered on February 27, 2015

The other attorneys answered your question. I understand you are anxious about this situation. If you are concerned about a possible...

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Can I sell my house after bankruptcy

Diane's answer | Answered on February 12, 2015

From your description it appears that you still own the house, at least until the house is sold either through a trustee's sale or a voluntary...

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My gf and i are co owners of home.she filed chapter 7 in 2009 and included our 2nd mortgage/home equity line of credit

Diane's answer | Answered on February 10, 2015

Check with the County Recorder's office in the county where the property is located. See if the second lender recorded a deed of release. If so,...

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Can I keep my tax return credit even after filing bankruptcy chapter 7 before filing tax return ?

Diane's answer | Answered on February 09, 2015

Unfortunately, in Arizona your tax refunds are not exempt. Which means you have to surrender any refunds you receive after filing your bankruptcy...

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I have a house that was foreclosed on in Colorado, I live in Arizona now . What state should I declare bankruptcy.

Diane's answer | Answered on February 09, 2015

You would file bankruptcy in Arizona because that is where you live. Depending on the law of Colorado you may not be liable for any deficiency. ...

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Is an heir responsible for a deceased persons debt?

Diane's answer | Answered on February 02, 2015

You received correct answers regarding your children being financially responsible for your debts. You might want to investigate how bankruptcy...

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What is the Arizona State Exemption amount for a homeowner filing Bankruptcy on a house with equity in it?

Diane's answer | Answered on January 29, 2015

As you can see from the answers "it depends". Mr. Drake is correct that the amount is $150,000 equity in a home, but there are also rules related...

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Bankruptcy or Statue of Limitations?

Diane's answer | Answered on January 26, 2015

The answers you received are based on you not paying anything on these debts in the last 6 years. As Mr. Cesta mentioned - you must remain...

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We have a public auction date of 2-4-14 in Arizona. How soon after the auction will we have to move out?

Diane's answer | Answered on January 25, 2015

I agree with Mr. Edmunds comments. For more information you could check out an article on my web site addressing the process of the trustee's...

Diane L Drain's Answers (1712)

Are third party collectors for the US Treasury/ VA dis-chargeable under chapter 7?

Can the mortgage company take our other paid for homes if we let our home go back to them that we still owe on?

Can I sell my house after bankruptcy

My gf and i are co owners of home.she filed chapter 7 in 2009 and included our 2nd mortgage/home equity line of credit

Can I keep my tax return credit even after filing bankruptcy chapter 7 before filing tax return ?

I have a house that was foreclosed on in Colorado, I live in Arizona now . What state should I declare bankruptcy.

Is an heir responsible for a deceased persons debt?

What is the Arizona State Exemption amount for a homeowner filing Bankruptcy on a house with equity in it?

Bankruptcy or Statue of Limitations?

We have a public auction date of 2-4-14 in Arizona. How soon after the auction will we have to move out?