Questions answered by Diane L Drain

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If I have debt and I don't answer a civil summons will I be forced to pay the amount or put in prison?

Diane's answer | Answered on May 07, 2017

As the prior attorneys said - no you will not be put in jail for not paying this type of bill. The creditor can obtain a judgment which gives them...

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Will chapter 13 stop a forclosure ?

Diane's answer | Answered on May 06, 2017

The prior attorneys answered this one question, but there will be hundreds more if you go into a bankruptcy, many more than that if you go into a...

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Can you keep all the profits on the sale of your home after Chapter 7 when case is closed? We will profit over the 100k. AZ

Diane's answer | Answered on May 06, 2017

The challenge you see in the answers is the difference between the practice in the Ninth Circuit (including Arizona) and other Circuits. You need...

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My mother passed away and was behind on her mortgage payments, how can we save her house?

Diane's answer | Answered on May 01, 2017

First - my condolences to you and your family for the loss of your mother. Hopefully your mother was represented by a good bankruptcy attorney...

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I have filed for bankruptcy, it has not yet been discharged. How do I surrender my car?

Diane's answer | Answered on May 01, 2017

As all the other attorneys mentioned - talk to your own attorney. Assuming you do not have an attorney I am very concerned by your statement that...

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Filing Chapter 13 in Scottsdale Arizona

Diane's answer | Answered on April 25, 2017

Possibly - but you will really need an attorney to appear on your behalf at the meeting with the trustee "creditors meeting" and help you through...

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My chapter 7 bk was discharged in Dec. of 2011,how long do I have to wait to file again?

Diane's answer | Answered on April 25, 2017

The prior attorney explained the time frames. Bankruptcy is a very complicated process. Below is a link to some free videos prepared by the...

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How would bankruptcy property protection work, if the owner is not currently living in the property?

Diane's answer | Answered on April 24, 2017

From you description you and your elderly relative may be fighting to keep something that has no value for the homeowner. If the property is worth...

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Can you start paying on a collection that has a judgement but settle later on?

Diane's answer | Answered on April 23, 2017

To mirror the prior suggestions - if you used an attorney please contact them. If you did not then consider talking to the folks at the Arizona...

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Can a secured creditor call me while my bankruptcy case is still open?

Diane's answer | Answered on April 22, 2017

I agree with the other answers and that is very strange you are not contacting your attorney. Sometimes there are unique issues that your attorney...

Diane L Drain's Answers (1711)

If I have debt and I don't answer a civil summons will I be forced to pay the amount or put in prison?

Will chapter 13 stop a forclosure ?

Can you keep all the profits on the sale of your home after Chapter 7 when case is closed? We will profit over the 100k. AZ

My mother passed away and was behind on her mortgage payments, how can we save her house?

I have filed for bankruptcy, it has not yet been discharged. How do I surrender my car?

Filing Chapter 13 in Scottsdale Arizona

My chapter 7 bk was discharged in Dec. of 2011,how long do I have to wait to file again?

How would bankruptcy property protection work, if the owner is not currently living in the property?

Can you start paying on a collection that has a judgement but settle later on?

Can a secured creditor call me while my bankruptcy case is still open?