Great question; you are probably okay to purchase (not finance) necessary appliances, but please understand that bankruptcy is a very complicated...

In Arizona, if there is an existing mortgage (in Arizona called a deed of trust), the HOA lien is in second position. Which means whoever purchases...

The answer depends on whether you want to file another chapter 7 - that is, eight years after filing the original chapter 7. Or if you want to file...

Please understand that bankruptcy is a very complicated process. There is no way to predict how a particular creditor will respond, but those of us...

Your message says you live in Arizona; therefore, your terms are confusing—we have not had mortgages in Arizona since the eighties. Instead, we use...

It is important you understand how exemptions work and what they protect. If you want to learn more, talk to a consumer bankruptcy attorney. Good...

You need to talk to a good creditor's attorney before doing anything. There can be serious consequences for you in taking inappropriate actions...

Please understand that bankruptcy is a very complicated process. It is important that you educate yourself about bankruptcy before jumping into the...

To know if you signed a reaffirmation, you or your attorney can check the bankruptcy court's docket. To understand Arizona's non-deficiency...

As Mr. Boyer said, you need an experienced Chapter 13 attorney. If you are filing on your own, you should be aware that the success rate for those...

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