First - I want to say that I am very sorry for your loss. This is certainly a difficult time for you and it is important to make any decisions...

I am planning to file Chapter 13 in AZ and I was wondering if I should cancel my debt consolidation accounts?

Your questions show a lack of understanding the rules of bankruptcy - you must list 100% of all debts. Also, you only go into a chapter 13 if you...

How do I consolidate all of my registration loans without filing bankruptcy?

If you have multiple registration loans they are probably with different lenders. So, consolidation is not an option, unless you take out one loan...

You may be able to convert your case to a chapter 13, but before you do that talk to an experienced bankruptcy attorney. Chapter 13 cases are very...

Question regarding Chapter 7 Bankruptcy?

This may sound harsh, but unfortunately, it is an ethical problem for other attorney to give you legal advice when you are already represented. ...

Short sale vs foreclosure in AZ ?

First, I assume you are not represented by an attorney or you would be asking for their advice. Next, you have a problem - the law requires that...

The process is called "cross-collateralization" and it normal for most credit unions.

What besides garnishment, bank levy, and property attachment can creditors pursue post-judgment?

Given your description I have to agree with Mr. Boyer. But, please understand that bankruptcy is a very complicated process. It is very important...

AZ non judicial foreclosure ?

No - this is just something the trustee sends to the borrower. The trustee's sale will move forward as scheduled, unless you bring the deficiency...

Bankruptcy is a very complicated process, so please take time to educate yourself before jumping into the unknown. As part of your education watch...