Hello, I filed Chap 13, 1 year ago to stop a foreclosure. If I do not want the home can I change to a chap 7?

Normally, yes. But this answer may change depending on your income and the types of debts you were going to pay in your chapter 13. Please...

Reaffirmation on a mortgage

As Douglas stated - this depends on the type of loan. If this is the only loan on your home which fits the criteria he listed - then yes the...

It depends on the contents. Attached is a list of property that is considered outside the ability of the creditors to reach. It might be best...

Whats the advantage of obtaining a reaffirmation on a mortgage during a chapter 7.

This depends on several issues: the size of your property, the type of loan - purchase money vs non-purchase money. If you are represented by...

Why would my attorney recommend be signing a reaffirmation on my home during my chapetr 7 filling?

I appreciate Peter's response, but Arizona is an anti-deficiency state for only certain types of loans. I am attaching a flow chart to your use. ...

What powers does the new Arizona Debt Collectors laws give to the Collection Agencies.

Once the lender sues you and obtains a judgment you want to be very careful with any funds in a bank account. Even though the prior attorneys are...

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About eviction and bankrupsy

Normally, not as long as you are paying your rent on time, plus abiding by all the rules of the apartment. The landlord might ask you to sign a...

If I file Chapter 7 in AZ, will my ex-husband lose the (rental) house he had before marriage, since my name is still on title?

As was stated earlier, you really need to talk to an experienced bankruptcy attorney. Bankruptcy is a very complicated process. It is wise to...

I have lots of assets land,vehicles and etc. but am being swallowed up in credit card debit and I'm helping my son and his daugh

As was stated, bankruptcy is a very complicated process. It is wise to talk to an experienced bankruptcy attorney before deciding to take this...

Filing Bankruptcy

Each of these questions need more information before they can be answered. Please understand that bankruptcy is a very complicated process. When...