Et al. is a Latin abbreviation for "and other persons". It is used when referring to a number of people, i.e., John Smith, et al. It is typically...

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The amount property sold for at sale was less than amount owed. i assume that they will come after whatever i have for money.

You need to determine if Indiana has an anti-defiency statute. If so, what type of debt is covered. If not, then you are correct that the lender...

I took out a mortgage in 2005 with New Century Mortgage. Lost my home in 2007. Can I sue my previous lender?

And say what? That you lied and commited fraud on the lender? You signed the loan knowing full well that the statements were incorrect. You ...

HOA Fees & Insurance Collection in Arizona After Chapter 7 Approval

Check the CC&R's to determine if you are personally liable. If not, that might be a defense. Most likely you are responsible for the HOA dues...

I need a bankruptcy lawyer , that can take payments in Phoenix az

Bankruptcy is a very complicated process. It is wise to talk to an experienced bankruptcy attorney before deciding to take this important step. I...

I have been trying for loan mod since 06/11. ihave 340k morg neg 90k escrow house is worth 280k. do i have shot at loan mod

As was stated in the earlier responses - everyone would need more information. You might talk to the folks at Making Homes Affordable. My best...

Mother dies, owned two homes kids trying to save high interest, in foreclosure banks not working with kids, deed in 1 kid name

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2 Foreclosure question regarding PMI, and anti deficiency laws.

Unfortunately, I must clarify Atty McDowell's statement. Normally the PMI cannot come after you, but the lender certainly can. The reason is that...

My mortgage company wants to take my house saying I have not made my payments. If I show prof from the bank were do i stand.

Without knowing if you were delinquent in the past, make sure you prepare a list of all payments you have made in the last 12 months. Get copies...

Can a 2nd mortgage successfully foreclose if upside down on first

There are several issues which are important - size of the real property and whether you took out the loan to purchase the house. Depending on the...