Our home in WI was included in a bankruptcy in 2009. The bank has declined 2 short sale offers. Foreclose or deed in lieu?

Sorry to hear about your frustration with the bank. Unfortunately, your experience is not unusual. I recommend that you talk to your bankruptcy...

Can filing for bankrupcy stop a forclosure?

Depending on the value of your home and the debt owed to the first mortgage you might be able to strip the second mortgage completely in a chapter...

Normally the lender has control over the terms of a loan modification. Depending on the type of loans there are some exceptions. The second...

Offered a home loan mod, but still know it is too high, interest rate 2 %, states about rate increases & a balloon, what

This is actually a very simple business decision. What is the full debt (principle, plus interest). What is the current fair market value. In a...

I have recently completed TPP with Wells Fargo, the second lien holder will not subordinate what can I do?

Consider filing a chapter 13 to lien strip the second mortgage. The ability to do normally depends on the value of the house and the debt owed to...

My husband and I loaned my son $46,000 to purchase a rental property in 2006 I have promisary note.

First - you need to clean up the title before this becomes a controversy. Second - the current owner can hire a property manager to prosecute a...

Can I apply for a mortgage loan modification and file for a short sale at the same time with my lender?

Stop taking advice from thosewho financially benefit from your decisions. Get legal advice regarding your rights. Short sales are dangerous...

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What happens to mortgage balance if the bank cannot produce the orignal note.

Do you really believe that would be the correct answer? You borrowed money; you have a home; should you get it for free? Are there some very,...

How would one go about enforcing a HOA lien on a condo?

Each state has a different set of rules govering this process. You will be very wise to hire a good HOA attorney to help.

Met Life constantly keeps saying they have everything for active review for modification but then they don't

I know this is hard to hear - but if you want to make certain that you can keep the house - then bring the loan current and keep it current. Your...