Does a Motion for Stay Relief by my mortgage company mean we have 14 days to vacate our home? Or what does that mean.

Bankruptcy is a very complicated process, especially chapter 13's. Not every attorney has experience with both real estate foreclosure and...

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When a husband and wife purchase a home and some odd years late do a modification on home with the same company and when you

You need to ask the lender. Most likely this is a mistake.

Yes.

Can I oppose a deficiency judgement of 24,000 that came out of the blue? What are my options?

From your description it sounds like the demand is for the second mortgage. The "cash for keys" would normally only deal with the first mortgage,...

In AZ, is the dollar amount for exempt furniture more important than the list of specific pieces?

You are correct that Arizona has an exemption list that details the type and value of furniture that is exempt. If the item is on the exemption...

If I opt to allow my home to go into foreclosure how long before the mortgage co. files with the IRS ?

It is best for you to talk to a competent tax attorney or CPA in order to determine your tax liability. They wil also be able to advise you about...

Can a homeowners association put a paid off home in foreclosure for unpaid hoa fees, that are not that past due?

It depends on the law of the state where the property is located. in Arizona - yes. It would be wise for your to talk to an experienced real...

Mr. Oney is correct - if you are in a chapter 7 you surrendered all non-exempt assets to the trustee for distribution to your creditors. I am...

What is the ideal percentage or ratio for HAMP Loan Modification?

You are best to work with a HUD counselor. Check out Making Home Affordable.

I have been served foreclosure papers on a secondary mortgage. I have a primary mortgage. How can I stop the process ?

You need to talk to a good bankruptcy attorney about using a chapter 13 to, perhaps, wipe out the second mortgage. Whether you can to this depends...