Archived
Can the credit card company garnish a social security check? Can they make her pay if she does not have the money?
Diane's answer
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Answered on December 29, 2012
To answer your question - Social Security, on its own, cannot be garnished by a credit card lender - 42 USC Section 407.
I agree that your...
Archived
I was almost foreclosed on by Bank of America. Can I sue them if it was their fault?
Diane's answer
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Answered on December 29, 2012
Gather all your records and make a spreadsheet of all payments. Include date on the check or electronic payment, the amount, and the date...
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Archived
Is a chapter7 reaffirmation agreement public record and will it show in the CH7 record? Am I required to list the home as dept?
Diane's answer
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Answered on December 28, 2012
As was mentioned earlier - talk to your bankruptcy attorney. If you did not have one then make an appointment with the Bankruptcy Court's...
Archived
I've already hired an attorney to represent my home foreclosure case. Can I hire a different attorney to do a loan modification?
Diane's answer
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Answered on December 28, 2012
Consider talking to the counselors at www.makinghomeaffordable.gov. This is a free service. I hope this helps.
Archived
2nd mortgage was charged off and husband just learned the day of his Ch 13 creditor's meeting. What could happen to the house?
Diane's answer
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Answered on December 28, 2012
Your husband needs to talk to his bankruptcy attorney. It is extemely important that both you and he understand the consquences of the chapter 13...
Archived
What language,actual words do I use to Name the Heirs and Atty for the estate
Diane's answer
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Answered on December 27, 2012
As Mr. Brinkmeier suggested - you need a good tax foreclosure attorney. Do not try to do this on your own. Most likely you will never get a clean...
I want to give my rental property house back to the bank. I owe less than its worth. I dont want to be landlord anymore.
Diane's answer
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Answered on December 27, 2012
In addition to the prior answer make sure you talk to a competent tax attorney or CPA to determine the tax consequences of any action you chose to...
Archived
The attorneys for the trust that foreclosed on my home have just verified that my Note and mortgage were never in
Diane's answer
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Answered on December 27, 2012
Hire a good foreclosure attorney. This is not something to do on your own.
Are Mers Assignments Invalid if they are a nominee for a defunct entity?
Diane's answer
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Answered on December 27, 2012
Questions for you:
1) Did you borrow money to either buy or refinance the real property?
2) Was that borrowed money secured by a lien on the real...
Archived
Our condo is scheduled for foreclosure hearing in 30 days. Short sale accepted by first but not second mortgage holder.
Diane's answer
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Answered on December 27, 2012
Every lender, including the second, has a right to either get paid their debt, foreclose on the property or agree to some settlement. You cannot...
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