I received summons on foreclosure and have to answer in 20days. Can I answer the court myself or do I need a lawyer to answer?

This is a very complicated matter, especially given that you do not own the home. It is important that you hire a very good real...

I have a current 1st mortgage (modified) and a 180 day overdue 2nd mortgage (80/20), should I rent the house out at this time?

First - talk to your divorce attorney about closing the loop on the quit claim deed. Second, talk to a real estate attorney licensed in the state...

Owner occupy eviction

You need to talk to a competent real estate attorney, with expertise in forcible evictions. Do not purchase this property until you know...

If you do a short sale on your home, but quick your rental property to someone else, but after the sale you put the rental

The definition of Fraud: 1.Wrongful or criminal deception intended to result in financial or personal gain. 2.A person or thing intended to...

I filed bankruptcy in 2009. Never went through with anything. Now I'n having my wages garnished 23000 from a car that was repo

Unfortunately, you cannot remove a bankruptcy from your credit. Most likely you could file a new one, but it needs to be done correctly. Please...

For 4 years i've tride to get a affordable loan modification with my mortgage co. and they just will not give me one

You might contact the counselors at www.makinghomeaffordable.gov. This is a non-profit organization in the business to help homeowners. They...

My servicer is foreclosing. They are listed at the beneficiary on my foreclosure paperwork. They later admit they are NOT.

This is a decison that the court can make. Make sure that you hire a good foreclosure attorney to assist you in this matter.

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GMAC extinguishment 2nd mortgage

As was stated earlier - your lawyer needs to associate a more experienced chapter 13 lawyer. This is too important an opportunity for you to miss.

Do you have any personal liability if the home is foreclosured on?

Ms. Sinclair is correct so long as you listed the debt(s) in your bankruptcy. If you did not then consider reopening your case and adding the...

If you foreclose on a home how soon does this show up on your credit report? Is it as soon as the process starts or when done?

It shows up on your credit report as soon as the creditor reports it or something becomes public record. You are best off talking with a competent...