You want to move forward with bankruptcy as soon as possible. The HOA is incurring attorney fees and expenses and you want to keep that to a...

The answer is 'yes', but getting there takes time. Bankruptcy is a complicated process, but chapter 13 is very complicated. In fact, most...

If you have an attorney - please ask for their advice. If you do not have an attorney - contact the Self-Help Center at the Arizona Bankruptcy...

Bankruptcy stays on your credit for 10 years from the date it is filed. It does not matter whether a 7 or 13.

Wage garnishments are continuing, unlike bank garnishments, which are one-time, but a new writ of garnishment can be served on the bank as often as...

I agree with Ms. Lawson's advice. She is my "go-to" attorney with any questions about lending and Arizona real estate.

Every state has a specific law governing foreclosures of real property. Some title companies act as real property trustees and can do the...

You are required to list any debt you owe at the time your bankruptcy is filed. That includes this "pre-existing loan". Most likely the lender...

Both the Clerk and the US Trustee will refer you to the trustee. Assuming you do not have an attorney - talk to a volunteer attorney at the...

You see from the prior answers that bankruptcy is a very complicated process, despite what you think. It is very important that you educate...