Questions answered by Diane L Drain

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If and when can a bank garnish wages and bank for a mortgage loan?

Diane's answer | Answered on February 10, 2013

It would be best for you to talk to a very good real estate/foreclosure attorney licensed in the state where the property is located. There might...

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Customer defaulting on mortgage

Diane's answer | Answered on February 10, 2013

Make sure you talk to an experienced foreclosure attorney licensed in the state where your property it located. Ask for references, number of...

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My home was foreclosed 2 years ago. I am told that I owe money because the sale price was less than the loan amount.

Diane's answer | Answered on February 10, 2013

Talk with a real estate attorney in order to determine whether or not there is a deficiency. If so, then talk to a very good bankruptcy attorney. ...

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I declared chapter 7 in nov 09. the mortgage was included. may 2011 foreclosure was filed. can i buy another home.

Diane's answer | Answered on February 10, 2013

I agree with Ms. Golant. Another issue for you to watch for is your liability to anyone who should hurt themselves on the property while you still...

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Looking for advice on how to handle foreclosures of rental properties. What's my best course of action?

Diane's answer | Answered on February 10, 2013

Each state has different laws governing the rights and obligations of the borrower and/or homeowner. You really need to talk to a good real...

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If I am listed as a defendant in a case concerning property that I previously sold, and no longer own, and I get a court summons

Diane's answer | Answered on February 10, 2013

Not sure of the specifics but I am guessing that you transferred your title sometime. The problem may be that you are still the borrower on the...

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The home were in is in foreclosure and the bank now owns it. If the bank owns it do we still have to legally pay the rent?

Diane's answer | Answered on February 10, 2013

You need to determine who owns the house. If the foreclosure is completed - then pay rent to the new owner. If the foreclosure is not completed...

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WaMu/Chase, 49 missed payments - Why no foreclosure? 3 yrs Chase pays tax and ins. Chase forgave 2nd via NMS. Not under water?

Diane's answer | Answered on February 10, 2013

Chase cannot give you the house, but you do have a free place to live until the foreclosure is completed.

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Can we put a house we presently own in the names of our daughter & son-in-law who had a recent forclosure.

Diane's answer | Answered on February 09, 2013

I am confused by your question. If you own the house why would there be a "foreclosure lender" involved? If you own the house you can transfer to...

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Can I get a different attorney even though the court assigned me one

Diane's answer | Answered on February 09, 2013

I am not sure why any court would assign an attorney unless this is a criminal case. This forum is to help with foreclosures and real estate...

Diane L Drain's Answers (1711)

If and when can a bank garnish wages and bank for a mortgage loan?

Customer defaulting on mortgage

My home was foreclosed 2 years ago. I am told that I owe money because the sale price was less than the loan amount.

I declared chapter 7 in nov 09. the mortgage was included. may 2011 foreclosure was filed. can i buy another home.

Looking for advice on how to handle foreclosures of rental properties. What's my best course of action?

If I am listed as a defendant in a case concerning property that I previously sold, and no longer own, and I get a court summons

The home were in is in foreclosure and the bank now owns it. If the bank owns it do we still have to legally pay the rent?

WaMu/Chase, 49 missed payments - Why no foreclosure? 3 yrs Chase pays tax and ins. Chase forgave 2nd via NMS. Not under water?

Can we put a house we presently own in the names of our daughter & son-in-law who had a recent forclosure.

Can I get a different attorney even though the court assigned me one