You will need to surrender at least 10/12th of your refunds. The trustee may also require the turnover of other non-exempt property.

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What documents does a mortgage lender need from the home owner to reaffirm a mortgage in a chapter 7 BK in AZ.?

You hired your bankruptcy attorney to assist with bankruptcy matters, therefore they need to do so. Assuming you were being cooperative I am at a...

Divorce. I am being garnished for a community credit card debt in AZ.

As the others suggested - talk to an attorney about your divorce issues. So I am just going to focus the debt. You can ask the court that issued...

Am I obligated to inform the attorneys for the credit card company that they have the employer wrong for garnishing my wages?

The other answers are correct regarding your obligation to the creditor. You might consider getting information about bankruptcy so that you can...

Filed Chapter 7. How will I know if I get to keep my income taxes? If so, am I intitled to 50% if going through divorce.

I am going to assume you did not use a bankruptcy attorney. That is unfortunate because they could have helped you file your bankruptcy after you...

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Ask for an accounting.

How long should we wait to begin the filing process once we have decided that bankruptcy is the route we choose?

Bankruptcy is a very complicated process. It is wise to talk to an experienced bankruptcy attorney before deciding to take this important step. I...

Is it legal to be a foreclosure consultant in all 50 states if I am just a foreclosure consultant in Illinois?

In Arizona this is called "practicing law without a license". Don't do it here.

Can they go after our primary mortgage for the full amount of the note?

The purchaser of the Note has the right to pursue the remedies set forth in the contract. Most likely the purchaser will pursue you for the full...