Archived
Do I list the amounts twice in schedule F ? Credit card co and collection agency, or just the agency?
Diane's answer
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Answered on May 27, 2013
List amounts only once. If you cannot afford an attorney please contact the Arizona Bankruptcy Court, Self-Help Center. Filing bankruptcy without...
Archived
When filing chapter 7, are all debts considered community property in a community property state such as Arizona.
Diane's answer
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Answered on May 26, 2013
It depends on where you were living when the debts were incurred. Who incurred those debts and the type of debts. Please understand that...
Archived
How long is cash proceed from home sale protected under AZ homestead exemption in bankruptcy ?
Diane's answer
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Answered on May 26, 2013
Under Arizona law you have 18 months after the sale of the property to reinvest it in a new house. This can be a very complicated process and one...
Archived
Foreclosure vs Deed in Lieu
Diane's answer
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Answered on May 25, 2013
I am hoping that you misspoke when you stated that you did not include your home in the bankruptcy. You cannot leave any debts or assets out of...
Archived
I currently live in AZ, but less than 2 years. Previously lived in Nevada for 3 years. Should I file bankruptcy in AZ or NV ?
Diane's answer
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Answered on May 25, 2013
As was stated earlier - you must file in AZ because you live in Arizona. Please understand that bankruptcy is a very complicated process. It is...
Archived
When filing bankruptcy you find out your debt has been sold to a collector. Do you list the collector in the creditor's box?
Diane's answer
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Answered on May 24, 2013
Please understand that bankruptcy is a very complicated process. It is wise to talk to an experienced bankruptcy attorney before deciding to take...
Archived
I lost my Job 4 years ago, had to default on Credit Cards, both69 years old on Social Security - need credit card now for travel
Diane's answer
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Answered on May 19, 2013
The creditors are not supposed to be able to attach social security, but the bank may freeze your bank account until you deal with the issue. This...
Archived
Can Trustee claim (and take) revenue from my business in a personal BK case if doing so will cause the business to go bankrupt?
Diane's answer
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Answered on May 17, 2013
I am going to assume that you did not use an attorney to file your chapter 7. Talk to a good bankruptcy attorney about converting to a chapter 13....
Should I use the suggestion of bankruptcy at pre-trial conference in negtotiating settlement for credit card debt?
Diane's answer
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Answered on May 13, 2013
I agree with the statements made by my fellow attorneys. Please understand that bankruptcy is a very complicated process. It is wise to talk to...
Archived
From a chapter 7 to a 13
Diane's answer
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Answered on May 09, 2013
As was stated by my fellow attorneys - you can convert, but why would you? Please understand that bankruptcy is a very complicated process. It is...
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