I just completed Chapter 7 and my HOA is still coming after me for past assessments, fines and legal fees. Can they do that?

Talk to your bankruptcy attorney. The pre-petition debt is dischargeable, but it is still a lien on the property.

Foreclosure or Deed in lieu after BK7 is closed?

The foreclosure process in Arizona is very simple, but takes at least 3 months to complete after the lender starts the process. That assumes the...

I cosigned on a house and never got to move in. Other signer filed bankruptcy and now the association is wanting back dues.

You do not mention if you still own the home. You need to talk to someone about your situation. Also, the co-signer is still on the hook for any...

How can i avoid getting Sallie Mae as the one who re-buys my student loan and services it...when it comes out of chapter 13

Hopefully your attorney explained that student loans are not usually discharged in bankruptcy. There is no process that a borrower can use to stop...

What steps can I take to stop my ex husband from taking my son's car away? It is in my ex's name, but my son paid for it.

You need to contact your bankruptcy attorney immediately. From your description this appears to be a creditor's round about way to trying to...

It is okay to buy a new car, but it will be a challenge to find a traditional lender who will work with you. I have a list of lenders, but they...

What is exempt from Bankruptcy

I have a list on my web site of all Arizona exemptions. The exemption amounts will change the middle of September. Please understand that...

If i file bankruptcy what can i keep? I need my car to get to and from work

If you contact my office I will be happy to give you a list of exempt property. This list is going to change in mid-September. As to filing for...

A and B own a property, B has a judgment attached to the property an B quits B's Interest to A, B file BK is A still liable?

This forum is really intended to answer generic questions related to bankruptcy. Your question is rather confusing. I am at a loss why B's...

How new can the debt be before you can claim bankruptcy?

The law requires that you list all of your debts owed and assets owned on the date that your bankruptcy was filed. No exceptions. But, you cannot...

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