Archived
What can we do if the investor who bought our house at a sheriff sale due to HOA is making the monthly payments under our name?
Harold's answer
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Answered on April 15, 2019
This is a tricky problem. I assume you are worried about late payments always showing up on your credit report. One way you could get rid of this...
Archived
Can i reopen a judgement against me that is 8 years old?
Harold's answer
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Answered on April 11, 2019
The judgment is good for 10 years, and then can be renewed for another 10 years. Your license is a state law issue. Bankruptcy is a federal law...
Archived
Are there any attorneys in the Queen Creek area that will do a student loan (Fannie Mae) bankruptcy?
Harold's answer
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Answered on February 19, 2019
This is an issue you must discuss with an experienced bankruptcy attorney. Student loans can only be discharged in a bankruptcy under an "undue...
Can I keep my tax refund for a hardship in chapter 7 bankruptcy?
Harold's answer
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Answered on February 18, 2019
As usual, Ms. Drain is correct. You will have to discuss this with your trustee. Hardship will not be the issue, but rather size. Some trustees...
Do I have to pay back a casino maker in Arizona?
Harold's answer
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Answered on February 18, 2019
This is something you need to discuss with your attorney. That is why you hired her. You have to list the debt (you must list all debts-you cannot...
Archived
Can my company bill me back commissions paid on a customer that ends up filing bankruptcy?
Harold's answer
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Answered on February 14, 2019
Mr. Blumenthal is correct. If substantial, you should consult with a contracts or employment law attorney. Your rights are governed by your...
Archived
Can you file bankruptcy, if you had a case that was dismissed for not being able to pay filing fee?
Harold's answer
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Answered on February 10, 2019
Yes, you may file again. In most cases, the only real time frame penalties would be if you re-filed within one year of dismissal. However, since...
Archived
Can Midland funding take my house. They have a judgement against me for$4000. and can I file bankruptcy and include that amount
Harold's answer
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Answered on January 28, 2019
Both you and your employer should seek experienced legal counsel. For you, Midland judgments can be discharged and any judgment liens can usually...
Can a creditor put a lien on a debtor's home?
Harold's answer
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Answered on January 26, 2019
You are referring to what is called a "judgment lien". If a creditor obtains a judgment and records the judgment with the county recorder, it...
Archived
EITC, Child tax credit, and chapter 7 bankruptcy-can the trustee take 100% of my refund in AZ?
Harold's answer
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Answered on January 25, 2019
Ms. Drain is correct. The trustee is only entitled to a pro-rata portion of your refund. Please discuss this with your attorney as he is most...
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