I have roughly $25,000 in income tax debt with my ex-husband....

Stuart is correct: your new spouse will not be liable for your old tax debt. If the tax debt is over 3 years old, you may want to consult with a...

Is my spouse equally responsible for my credit card debt?

Arizona is a community property state. This means, that with a couple of odd exceptions, all debts incurred in the marriage are community or joint...

HOW CAN I GET OUT FROM UNDER OUR MOTORHOME?

I would suggest that you meet with an experienced bankruptcy attorney. In my experience of 37 years I have found that most of my clients who have...

Going to non-judicial foreclosure in 3 days, how to save home? If failed, what are our options?

Mr. Peterson is correct. The option to save your home at this time is the Chapter 13 bankruptcy. This stops the foreclosure sale and allows you...

Need to know if I can file bankruptcy even though I entered credit counseling.

Yes, you can file a bankruptcy even though you are in credit counseling. In my experience of 37 years, I have found the bankruptcy options you...

Do loans negatively effect bankruptcy?

As indicated by the other answers, this is a very fact intensive question that needs further consultation. Important factors are time if...

Mr. Neeley and Ms. Drain are absolutely correct. You must stop using the credit cards now or risk those debts being held non-dischargeable. Many...

How much money can a creditor with a judgement take out of bank account?

Per the Arizona statutes, a creditor with a judgment that files a writ of garnishment on your bank, may take funds up to $300, but only after the...

AZ Bankruptcy: Can we retain our home if it is rented out due to the fact we live with our Dad who needs care due to an accident

Unfortunately, there is no hardship exemption in Arizona. Mr. Ellis' answer gives a good summary. The Chapter 13 may allow you to retain...

How do you find an appropriate bankruptcy attorney? For senior citizen.

All the answers given are good answers. Diane Drain's answer sets forth the most comprehensive process to follow. Looking at the AVVO ratings is...