Archived
If I participate in a Loan Modification program does that lock me back into the mortgage that had gone through chapter 7?
Dane's answer
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Answered on August 18, 2014
No they can not sue you on a discharged debt and the loan Mod can not act as a reaffirmation after the discharge. THey would have to do a complete...
Archived
What can be done to protect myself from the grossly cruddy healthcare system in san francisco and it horrible collections dp?
Dane's answer
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Answered on August 18, 2014
You should consult an expereinced local consumer debt collection defense attorney. Given your location there may be some free legal clinincs...
Archived
Ex wife is filing bankruptcy on home we bought. in decree she was suppose to refinance am I responsible for any debt
Dane's answer
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Answered on August 18, 2014
If you are a co signer or joint obligor or gaurantor on the note you will still be liable for any deficency to the extent your state law allows...
Archived
Can a check advance company file criminal charges against you, if you are unable to pay at the time payment was due?
Dane's answer
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Answered on August 18, 2014
You should consult with an experienced local consumer debt collection defense attorney, they will be able to help you understand North Carolina Law...
Archived
I filed and was discharged in bankruptcy in 2010, didn't include my house. this past year I had financial hardship, now trying
Dane's answer
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Answered on August 18, 2014
You need to consult an experienced local bankruptcy attorney. Take copies of your bankruptcy schedules with you. Although you say you didn't...
Archived
I'm married. Would like to file a Chpt 7. Due to personal reasons, my wife Will Not File a bankruptcy. Can I file, by myself?
Dane's answer
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Answered on August 17, 2014
You should consult an experiencd local bankruptcy attorney. You may file by yourself but there are several factors that ned to be considered....
Archived
Do I need to give out my financial info?
Dane's answer
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Answered on August 17, 2014
You should consult a local consumer debt collection defense attorney and or an experienced bankruptcy attorney. The creditor may be able through...
Archived
Filing bankruptcy when I can afford paralegal. Am about 300,000 in debt. Owe state of ca & IRS can I list them on bankruptcy?
Dane's answer
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Answered on August 17, 2014
First do not use a paralegal or petition preparere. You need legal advice, not just someone to fillin forms as you dictate. Many bankruptcy...
Archived
If a person is incarcerated and gets served with civil papers to pay a debt does the jail allow them to attend the court date
Dane's answer
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Answered on August 16, 2014
Typically, no. You would need to consult an experiencd local attorney practicing consumer debt collection defense or foreclosure defense, you may...
Archived
Is it possible to reverse a bankruptcy filing in florida,i filed 3 weeks ago and feel it is not beneficial to me
Dane's answer
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Answered on August 16, 2014
You really should consult with an expereinced local bankruptcy attorney. They can help you carefully evaluate the pros and cons of various options.
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