Archived
What is the proper strategy to consolidate loans to prevent all my accounts from being overdue at the same time?
Dane's answer
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Answered on July 07, 2014
The existing answers are quite good. I want to add another possible alternative that most people in your situation would not consider yet but...
Archived
Is it legal in all states to charge a late fee on an owner-financed mortgage?
Dane's answer
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Answered on July 05, 2014
All states is a very broad questions which could have 50 plus answers. In Utah it is legal but must be spelled out in the agreement. Greater of 5%...
Archived
A landlord collection record dated from 8/28/2009 disqualified me in leasing an apartment last week.
Dane's answer
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Answered on July 05, 2014
If you are referring to your credit report...items remain on the report 7 to 10 years. You can dispute incorrect item by writing to the credit...
Archived
I am suing a former boyfriend for stealing $10,000 from me 5 years ago. I had him sign a promissory note.
Dane's answer
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Answered on July 05, 2014
You are off to a good start in that you have documentation and an attorney. 2 things you might consider and discuss with your attorney. 1. Once...
Archived
Had a title loan on car was supposed to contact them as soon as bankruptcy was discharged. it just got discharged and i woke up
Dane's answer
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Answered on July 05, 2014
The prior answer was pretty comprhensive. I would just add that you should consider whether it is worth paying what you owe for the car. If not...
Archived
My condo association evicted me for back owed monthly assessments im now staying with a friend i was served papers from the
Dane's answer
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Answered on July 05, 2014
If you have been unable to pay your condo fees current due to financial difficulties, you may benefit forom bankruptyc protection which could give...
Is it legal to charge an unreasonable late fee on a "owner financing" mortgage?
Dane's answer
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Answered on July 05, 2014
Not clear wheter you are asking as the borrower or the lender. The last answer generally covered the lender's side. If you are the borrower and you...
Archived
I did some subcontracting for a company and they have not yet paid me. It has been over a month.
Dane's answer
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Answered on July 05, 2014
The big issue is cost, is this account worth pursuing? or should you just resort to social media to spread their reputation? The first thing you...
Archived
I am a personal creditor in a warrant-in-debt cased filed in Williamsburg, VA. I was granted a judgement and a garnishment.
Dane's answer
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Answered on July 05, 2014
There are only limited circumstance where you could succesfully object to the debtor's discharge. Filing an prosecuting an objection to discharge...
Archived
Bankruptcy Filing Fee Waiver or Payment Plan Question?
Dane's answer
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Answered on July 04, 2014
No need to wait. If the court doesn't waive the fee it will allow payments. Automatic stay starts at filing.
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