Archived
My check is garnished for 10% I just lost a credit card lawsuit . Can the second party levy my checking account ?
Dane's answer
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Answered on July 14, 2014
The best answer will come from an experienced New Jersey attorney, but until then. In general creditors can garnish bank accounts, sell certain...
Archived
Can I get my ticket out of collections & make payments if its only been in collections for few days ?
Dane's answer
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Answered on July 14, 2014
There is not much to add to the good advice already given by the 2 Washington attorneys on this. As an out of state attorney I have nothing...
Archived
CA Debt Collection Settlement offer (not in litigation).
Dane's answer
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Answered on July 14, 2014
They are unlikely to want to review your form, they should have there own form, request that the send you written terms and then propose changes as...
Archived
I had chapter 7 discharged 2/9 2011. Have done pretty good job rebuilding credit ( scores now all near 688.
Dane's answer
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Answered on July 14, 2014
You may also be able to provide your loan officer a copy of your bankruptcy discharge notice with the mailing certificate which shows these...
Archived
Amending bankruptcy
Dane's answer
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Answered on July 14, 2014
You should certainly include the landlord as a creditor. If they were not listed previously you should amend to add them. if you are amending only...
Archived
A notice of a law suit was taped to my front door,,,is this legal
Dane's answer
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Answered on July 14, 2014
It is possible that service could be proper simply by posting on your door. Depending on the rules in your jurisdiction. You may have a defense...
Archived
If Deutsch bank natl obtain a final judgment in foreclosure and I file ch-7 bankruptcy to stop sale
Dane's answer
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Answered on July 14, 2014
Filing chapter 7 bankruptcy will only stop the sale for a short time. Since you are not reorganizing in a chapter 7 bankruptcy the property is not...
Archived
My spouse and I filed CHAP 7 and was discharged April 2014. We have continued to make our mortgage payments on time.
Dane's answer
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Answered on July 14, 2014
Not sure where the question is, but you raised a number of issues. First a modification application is not a reaffirmation. By law a reaffirmation...
Archived
If property is abandoned by bankruptcy (7) trustee, does this mean debtor is responsible for remaining balance after its sold?
Dane's answer
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Answered on July 13, 2014
Assuming you get your bankruptcy discharge an do not reaffirm the debt you will have no liability on the mortgage. They may still go through the...
Archived
If you file bankrupt and include a vehicle being bought at a buy here pay here lot. How long do they have to pick it up?
Dane's answer
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Answered on July 13, 2014
They can get it at any time if the case has closed or the stay otherwise terminated. You could also drop it off at their location.
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