Your question is a little concerning. You ask a hypothetical question yet you have details that suggest that this has already actually happened....

Can a dependent over the age of 18 file chapter 7 bankruptcy to discharge debt without affecting parents assets?

Mr. Granvold provided an excellent and detailed answer. Regarding scholarship money received but not yet spent/paid to tuition it could be a...

Do I need to use the services of a real estate attorney since I don't have a reaffirmation after my bankruptcy?

You need to check the court docket very carefully to see if a reaffirmation agreement was filed. If the court is not convenient you can create a...

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Should I complete fact summary sheet and forward to creditors attorney or file for bankruptcy.

You are on the right track. Collections are all about information, so before providing any more information do talk to an experienced local...

Is it at all possible for a chapter 13 bankruptcy to go beyond the 60 month repayment plan?

No plan is limited by statue to no more than 60 monthly payments. In some jurisdictions payments made prior to confirmation can be treated as a...

This a status noted on the trustee's Web site. Usually means payments are completed, case is still open. Debtor must complete financial management...

I need to find a release of lien form for a property lien, I have a lien and the title company want to give me a check

The title company could probably prepare that and then you won't have problems getting it exactly right. Call them and ask them to prepare it and...

Typical collection remedies can include, judgments, liens on real property and sale of property, sale of personal items, and garnishment of bank...

If a lender is not licensed in Texas, is the debt legal, do I have to pay?

If you obtained a loan from an online lender, it raises a number of issues regarding jurisdiction etc for any court action. The contract may...

POST DISCLOSURE - BEFORE MEDIATION: Fighting local attorney representing huge JUNK DEBT buyer for old alleged credit card debt.

Hard to say how they will use this evidence or what testimony they will provide with it to lay foundation etc. This is where a deposition would be...