You can certainly file a Chapter 7, but you probably should not, at least not on your own. Please consult with an experienced local bankruptcy...

In a Chapter 7 341 crediting meeting, which tax returns are the debtor expected to bring?

Each jurisdiction and each trustee is different. Federal law requires provision of the most recent filed to the trustee 7 days before the meeting....

How do I respond to a collection agency after being served? I'm pretty sure the statue of limitations to being sued is expired.

Application of a Statue of Limitations defense can be very fact specific. Properly answering a complaint filed in court can also be tricky. If you...

Am I in legal danger?

If they have not complied with state and federal law regarding validation etc, they are most likely a scam. Don't make any payment or provide any...

If you owe money on a credit card and pay cash at their store for a purchase can the store garnish that cash?

Not likely. You are tendering the cash specifically as payment for the item so it would be very bad practice and not likely to be legally...

Can a person attempting to collect a debt post on a notification regarding the debt on your Facebook page?

There are a number of state and local laws regulating third party debt collectors which the action you described would certainly violate. How ever...

Can the trustee have my bankruptcy case dismissed for failure to pay if I am paying, but they did not add reduction?

If you have an attorney in your chapter 13 you should consult them immediately. if you do not have one, you should consult an experienced local...

Hi. What should I do when the insurance co tells me the doctor is overcharging us?

Unfortunately, your insurance may not be willing to argue with the Doctor for you. Request copies of the contract between the doctor and the...

Do I need to hire a "collections" attorney from another state?

In collections you have to go where the money is. If the party who owes you the money is in GA and does not have assets in AL then you will need to...

What is the procedure involved and what form is required to file for a hardship discharge from a Chapter 13?

You are at a very important juncture in your case. You can not afford to not have a competent attorney. Met with your current attorney, or find...