Are debt buyers who are "passive" debt collectors governed by the FDCPA?

Yes, any person who is not the original creditor and acquires the debt or begins collecting after the account becomes past due is governed by the...

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Defendant repaying on loan after repayment period has past. Does acceptance of payment constitute an implied agreement to repay

You should consult an experoencd local debt collection defense attorney, be sure to take any documentation of payments, and court papers with you...

ON MY CREDIT REPORT THERE IS A ACCOUNT FROM A COMPANY THAT IS NO LONGER IN BUSINESS.

If you want to settle it you will want to contact the collection agency. Make sure you get a written statement of what is needed to settle and...

LAte fess must be based on the contract. Your state may have special law regarding deposits and requiring an accounting from the landlord. Consult...

I'm thinking of meeting with a bankruptcy attorney to start the process...

The more time you have to plan and prepare the better. Meet with an experienced local bankruptcy attorney ASAP. Student loan money can be...

How Do I File For Bankruptcy? If I Dont File Quick I Will Lose Everything I Have Thank You

Do not try to do this by yourself. Consult 1 or more experienced local bankruptcy attorneys, most offer a free initial consultation and most can...

What to do about a Judgment?

Whether this debt can be discharged in bankruptcy will depend on how they treated the overpayment in their claim against you. It sounds like they...

Is it legal that a credit card company try to get their money back after bankruptcy discharge?

it sounds like you paid for your services using the credit card, before you filed bankruptcy. You never got the services, essentially you had a...

I recently received a Summons to repay a credit card loan. I don't know where my paperwork went to during a recent move.

You will want to act quickly since the creditor will be proceeding to a judgment and will begin enforcing that judgment rather quickly. If you know...

Can a debtor take money fr my bf s acct when it's nit a joint bank account? Because they have.

You should consult an experienced local bankruptcy or consumer debt collection defense attorney. They can advise you as to exemptions ( the things...