USAA is collecting its own debt so in my opinion the FDCPA would not apply. But USAA has been very responsive to member concerns based on my...

Who do i target for a failed lawsuit.

If not paid the court may impose additional penalties, but based on my experience will not go out and collect that money for you. And after years...

Is there anything an attorney or some forms of mediation that can help with my Century Link cable bill problem

I think a part of the problem is that you are spending hours on the phone. Write a detailed letter outlining your disputes as if you have yet to...

If debt falls outside the statue of limitations on time to collect, does that free any obligations to pay the debt?

This is an issue that should be carefully reviewed by your attorney. Generally, if the debt exceed the SOL you cannot be forced to pay. Some...

As Kate appears to be from your home state I would defer to her details. The mediator listens to the facts to assist in facilitating thought and a...