Is a civil judgement for unsecured debt a Dis-chargeable Debt under chapter 7?

Most civil judgments can be discharged in bankruptcy. However, most debts owed to the government are not. Another factor is whether you own real...

Is is normal practice for a bankruptcy attorney to charge additional fees after plan has been confirmed?

Read your original fee agreement to see what it says. If it allows for extra fees after filing, the next question if whether the attorney got court...

Can you reaffirm a home after 7 years of filing chapter 7 bankruptcy?

Usually it is best at this point to shop around. You do not have any financial liability from this mortgage, so how would it improve things if you...

What kind hit would my credit score take if I convert a joint Ch. 13 to a Ch. 7?

You would think that a Ch 13 would not affect your credit rating as much as a Ch 7, but my experience in talking with my clients shows that those...

Can I Qualify for Student Loans After Bankruptcy?

I have had a number of clients file Ch 7 and them obtain a student loan, so I do not see why you should be any different.

How do I give my town home back to the bank after filing chapter 7 bankruptcy in state of Missouri?

If you obtained a discharge in the Ch 7 and did not reaffirm the debt, then there is nothing you need to do. You can walk away at any time. The HOA...

Someone flubbed up on this one. Either you or your attorney can send them a letter with a copy of the plan and the discharge order and request that...

Mortgage was included in Ch. 7, 5 years ago & didn't reaffirm. Can I get another home loan?

Yes. The details will depend on the lender, but it is perfectly allowable and possible to buy a second house after giving up a home in a Ch 7. You...

I would like to file for Chapter 7 bankruptcy, but I have no money to do so. What should I do?

Many states and counties have a bar association that can direct you to attorneys who are willing to take pro bono cases. Also, if you are due a tax...

To what extent is the unsecured portion of a mortgage discharged in a Chap 7 bankruptcy?

Your liability on the house was completely discharged in the Ch 7. There is no need to reopen case at this time. See a local attorney who can...