You should have an attorney do this for you. All bankruptcies have a filing fee with the Court, plus other costs for pre-filing counseling, etc. I...

Can a college student declare personal bankruptcy?

Yes, a college student can declare personal bankruptcy. The real question is should a college student can declare personal bankruptcy. That you...

When filing a chapter 7 bankruptcy, what will happen if I have a joint bank account with another person that is not a spouse?

Your attorney will be able to advise you better, but a joint account usually does not mean much. As long as the account is disclosed to the trustee...

Went to a meeting of creditors in Jackson, TN YESTERDAY.... NEITHER MY ATTORNEY OR MY MORTGAGE COMPANY SHOWED UP.

In my district the Trustee will not hold a 341 meeting in a Ch 13 if the attorney does not appear. The nonappearance of the mortgage company is...

Bankruptcy discharged 10/19/13, student loans not discharged Can I appeal based on mental health diagnosis that impacts earning

First, if you are unemployed and virtually homeless, it would appear that there is little that can be done to collect this debt from you in the...

During chapter 7 bankruptcy the primary mortgage was not reaffirmed. Released now from bankruptcy cannot refinance mortgage.

Your only choice at this time is to continue to shop for a willing lender. That will be hard to find for reasons already explained by other...

Discharged bankruptcy and foreclosure-process for "giving back" house?

Your liability on the mortgage was discharged in bankruptcy. There is no debt to be forgiven and the tax code says there are no tax consequences...

I live in NY and own a co op in queens ny its been almost 3yrs hat my case has been discharge from Chapter 7.

The best advice is to shop around for a lender that will work with you. If you have been making the payments, your are entitled to an accounting...

If I am filing chapt 13, I would like to surrender the furniture will that satisfy the furniture loan?

Surrendering the furniture will satisfy part of the debt, but not all of it. The creditor will still have an unsecured claim. Depending on the size...

When filing chapter 7, can I discharge traffic tickets that have been sent to collections or appear on my credit report?

Criminal matters and most things owed to any government are not discharged in Ch 7, but could be discharged in Ch 13, so you may want to consider a...