You question was confusing. That makes sense because Chapter 13 is a confusing process. Your entire case would need to be reviewed by an attorney...

How do I recover losses?

Unless you have a contract with the primary borrower, where the primary borrower agreed to reimburse you for the payments, that was signed after...

What can I do?

Creditor's need to personally serve you get get a judgment against you and to collect from you. However, the issue can be tricky when they serve...

How can I stop wage garnishment?

When you file bankruptcy, the automatic stay goes into place immediately. This stops wage garnishment, bank levies, and almost all collection...

The Trustee can claim the non-exempt portion of your husband's income as of the date of filing. If you don't file bankruptcy, the trustee can't...

What do I send to the Bankruptcy Court when asked for a "Statement of Intention" when I own no property or leases?

There is a specific form, called a Statement of Intentions. It must be filled out. It asks if you are intending on making payments or returning...