Archived
I loan my sister $10000. I have all documents.she have not paid me since. She is planning to file bankruptcy
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Answered on January 19, 2012
You aren't going to be able to get this money back through a bankruptcy. In fact, if she tries to repay you instead of her other creditors, it may...
Archived
I need some laws on debt collection harassment and the amount you can be sued for on a repossession?
Tom's answer
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Answered on January 19, 2012
The Fair Debt Collection Practices Act and FL state statutes protect people like you from overly aggressive creditors. I don't think you will have...
Archived
Is an Ira exempt in bankruptcy
Tom's answer
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Answered on January 19, 2012
Yes. http://www.leg.state.fl.us/Statutes/index.cfm?App_mode=Display_Statute&Search_String=&URL=0200-0299/0222/Sections/0222.21.html
Archived
Which assets can be taken and which cannot in a bankruptcy case? Why are there distinctions?
Tom's answer
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Answered on January 19, 2012
Exemption laws dictate which assets are exempt and which are not. There are federal bankruptcy exemptions and state exemption statutes. It is more...
How can I find out if a civil lawsuit has been filed against me?
Tom's answer
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Answered on January 19, 2012
If you doubt the credibility of the firm or the tactics they are using against you, you should consider contacting a local consumer law or debtors'...
Archived
I was sent a summons with 20 days to respond, I responded to attorneys office, they refused my offer and still got a judgement?
Tom's answer
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Answered on January 19, 2012
You needed to respond to the lawsuit in court, not respond by contacting the opposing party's attorney. You might be able to try to vacate the...
Archived
Bankruptcy. Can a bank levy instituted within 90 days of chapter 7 filing be considered an Avoidable "Preference"?
Tom's answer
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Answered on January 19, 2012
It sounds like you've been searching on Avvo for help with this, but you're at the point where you need to actually work with an attorney. I...
Archived
Do i have to segregate my funds if one is ssi and the other is va disability?
Tom's answer
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Answered on January 19, 2012
The issue is commingling of exempt and non-exempt funds. If only exempt money is going into an account, and no other deposits, I believe the money...
Archived
Studen Loan Garnish from Paycheck
Tom's answer
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Answered on January 19, 2012
Government lenders have the ability to setoff your tax refund or garnish your wages without first having to go to court.
Archived
Creditor is trying to collect a debt that is not mine belongs to my father which we happens to have the same name.
Tom's answer
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Answered on January 19, 2012
You should consider contacting a local consumer law / debtors' rights attorney. Maybe a letter from an attorney would put an end to this. The...
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