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I've made payday cash loans(PD) online a few years back & a lawfirm has been calling me stating they represent the PD co & that a lawsuit has been filed against me. I have sent an email to the PD co before stating that I will pay them if they contact me through email or send me a letter (of which they haven't done). I called back the Lawfirm? & told them that I will pay by money order but the representative's answer was that because of the nature of the problem, they can only accept a check or credit card payment. I felt threatened when someone called again stating he will be in my place of residence to serve me the papers unless I call them back. Are these lawfirms for real or are these calls come from collection agencies?Their tel # comes up as being in SC (843)3001466.