Archived
Can I ask to dismiss my chapter 13 before it is completed when faced with higher payment in amended plan?
Cecelia's answer
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Answered on June 25, 2014
Depends what is covered in your current plan, why you filed in the first place and how far along you are. If you are paying non-dischargeable...
Archived
Will a dealer work with me to pay off down payment?
Cecelia's answer
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Answered on June 25, 2014
It definitely depends on the dealer and the value of the vehicle. Is the dealer calling you or the independent lender? Regardless, you have a...
Archived
Chapter 7 discharged
Cecelia's answer
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Answered on June 25, 2014
My colleagues are correct about your possibly having a claim against the creditor and the bureau. In the meantime, however, if the bureau still...
Archived
I signed over a house to my ex 15 years ago and now im filing chapter 7 ??
Cecelia's answer
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Answered on June 25, 2014
The other answers are correct. Even if you gave your property rights to your ex years ago, the mortgage lender was not a party to your divorce. ...
Archived
Inheritance.
Cecelia's answer
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Answered on June 23, 2014
At the very least you had to notify your Chapter 13 trustee of the inheritance at the time you learned of it. Did you do so? Some attorneys will...
Archived
Does the time table for refiling for bankruptcy start on the filing date or dismissal date
Cecelia's answer
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Answered on June 23, 2014
If the previous case was pending [i.e., active but not discharged] within the preceding 1-year period, the stay on refiling terminates on the 30th...
Archived
A garnishment was executed. What is the basic structure and/or information needed for putting together a Lien Avoidance motion?
Cecelia's answer
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Answered on June 23, 2014
Are you a lawyer? A document preparer? Why are you filing a BK for someone else? This is not the place to learn the law. And if you don't...
Archived
Two years post Chapter 7 bankruptcy, is it too late to surrender my house?
Cecelia's answer
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Answered on June 18, 2014
Be absolutely sure there is not any "reaffirmation" language in your agreement to stay & pay. Essentially you are renting your home. If there are...
How can I get my Chapter 7 case closed?
Cecelia's answer
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Answered on June 11, 2014
That is curious. Have you asked your attorney what "doing everything they can to get it closed" includes? Most trustees close their no-asset...
Archived
Currently in bankruptcy and have a garnishment on my bank accounts. What can I do?
Cecelia's answer
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Answered on June 06, 2014
(1) Was the garnishment levied after you filed the bankruptcy; (2) was the debt for which garnishment was issued incurred prior to your bankruptcy...
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