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What should I do with my house? Being relocated, upside down and have discharged Chpt 7 in 2010. Did not re-affirm the debt.
Brian's answer
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Answered on September 24, 2013
In addition to the other excellent advice, be aware that if you have an HOA dues, you will be responsible for all unpaid HOA dues (and can be sued)...
In order for a power of attorney, do both parties have to sign?
Brian's answer
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Answered on September 23, 2013
The power of attorney need only be signed by the "principal", the person naming the "agent" who would have the ability to carry out the principal's...
Archived
Is there anything I can do, or do I just need to realize that I'm responsible for all charges on my credit card?
Brian's answer
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Answered on September 22, 2013
Unfortunately you are responsible for the charges with respect to the credit card company. It sounds like your agreement with your friend was that...
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Is state student employment grant funds from the Department of Education exempt from wage garnishment?
Brian's answer
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Answered on September 20, 2013
The student employment grant funds are not, to my knowledge, protected from garnishment. Just like any job, 25% of your pay (net of mandatory...
Archived
Are you supposed to be notified of a judgment against you.
Brian's answer
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Answered on September 20, 2013
This seems to be happening more often. Yes, you are supposed to be served with a lawsuit. But service can be made on other parties for you; the...
Archived
Medicaid Eligibility and Transfer of Assets
Brian's answer
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Answered on September 20, 2013
As a general answer, I'm not aware of any exceptions to the 5-year lookback rule. Transfers made (irrevocable transfers where you hold no interest...
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Archived
A collection agency sent me a bill for a Landlord eviction action. The bill itemizes charges that include a "Warrant Fee".
Brian's answer
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Answered on September 20, 2013
The Sheriff requires a deposit (usually around $150.00) from the landlord after a judgment for possession enters, and a writ of execution is sent...
Archived
Probate attorney asked that a beneficiary provide information to them. What is the beneficiary's responsibility to the estate?
Brian's answer
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Answered on September 19, 2013
Adding to Jane's good answer, the other aspect here is that you can "stand on ceremony" and require the estate to spend money to get an order for...
Archived
Enforcing the will (desires) of the deceased without a written will
Brian's answer
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Answered on September 17, 2013
Your brother essentially has a will, but it is written by the Colorado legislature since he didn't write his own. His spouse (if any) or closest...
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Archived
I am in month 53 of a 60 month chapter 13 plan. My monthly payment is $173 a month. Does Colorado allow for an early payoff?
Brian's answer
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Answered on September 16, 2013
Can you afford the car payments on your current budget, and still make the rest of your chapter 13 payments? If so, a few automobile lenders may...