I am behind on my hoa dues what are the consequences

Typically in Colorado the HOA would have a lien on your unit, and would have the right to foreclose (force the property to be sold). Whether the...

What happens after I file an answer for a debt collection.

Depending on the county you are in, there may be an order to exchange information before the trial. I recommend requesting in writing all...

How do I save my house when my grandmother left me with no deed no will and a reverse mortgage debt?

I assume your grandmother was the sole owner of the home. Unless you are the only descendant of your grandmother living at her death, the house...

I received a summons. What steps should I take?

I would add to the good comments posted that the relevant limitations period varies by state, and some contracts apply the law of the state where...

I don't think your credit score would be affected solely because a co-debtor filed bankruptcy. There may be a notation on your report that the...

Coverting to a chapter 7 from a 13. Need to know exact paperwork to fill out because I am doing it myself because I don't have t

Converting a bankruptcy case can be very complicated, especially when venturing into a Chapter 13 case. I think it is critical to have an attorney...

How do I fight collection efforts after a bankruptcy is discharged?

I would send all the information to your bankruptcy attorney, who would likely be willing to send a cease a desist letter without further charge. ...

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Chapter 7 - "Payments to Creditors" - do garnishments count?

You should list all payments, involuntary or not (but only where a creditor has received a total of $650.00 or more during the 90 day period). So...

My deceased husband had a judgment against him (him only, credit card) recorded 3 years ago. Do I now owe the judgment amount?

I would add that if your husband owned real estate, there is likely a transcript of judgment lien filed against it. Consult a title company to see...

Chapter 7 discharge in 1998, question about personal loan interest

Assuming the BK was in Colorado, the entire debt was discharged. A voluntary payment of any part of the original debt does not change the...