Is a chapter 13 bankruptcy basically where you lump all debts together divide the total by 60 months and that is your payment?

Where did you read that nonsense? I can practically guarantee that if you GOOGLE "What is chapter 13 bankruptcy?" You won't find a website that...

Accurate information in the credit report has to be all the same in the three of the credit reports when talking about the FCRA

The information needs to be "objectively" accurate. The accuracy of a report is not determined by how other agencies report the account (although,...

Debt collector didn't disclose who they were trying to contact?

Actually, that sounds like a compliant call. If they debt collector is not 100% sure that the phone number they are calling is the debtor's, they...

As a Corporation in Tx if I am summoned before the court, Am I required to be represented by counsel ?

Is all you got was the notice of bankruptcy and meeting of creditors, that isn't anything to lose any sleep over, you don't really need to do...

If you never tried to deposit it, how do you know there was a stop payment? Since you never tried to deposit (negotiate) the check, you don't have...

My Mother is having some health issues and is deep in debt. Will her loans and mortgage fall on me if she passes?

No, heirs do not become liable for the decedent's debt. However, her estate, such that is, would be liable for the debts. Typical consumer,...

Given the complexity and nature of the case, the best advice you can give your friend is to speak with an attorney about the situation. I assume...

In Colorado, is it legal for car insurance company to cancel a policy permanently due to an expired DL even after renewing it?

I can certainly see why they would cancel the policy for having an expired DL, driving without a license (a crime) is usually a coverage exclusion...

Do I mail a conflict of interest letter to my husbands divorce lawyer before answering the petition of divorce

Yes and no. Yes, you send a letter to the opposing attorney requesting they withdraw and give your reasons. HOWEVER, you cannot wait to respond to...

I have full poa for my boyfriend who is in NY state prison He asked that I check into filing bankruptcy for him

You can't file bankruptcy for him, that is practicing law without a license and a crime. An attorney can handle the case for a debtor that is in...

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