Archived
Should Contempt of court or bankruptcy objection be filed on ex chap 13. Won't sign QUit claim deed so I can refinance in my nam
Matthew's answer
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Answered on June 24, 2015
Are you on the mortgage note? More information is needed, I suggest you go back to your divorce attorney and discuss the issue. Most likely, the...
Archived
If someone cosigned a student loan and the student defaults on the loan, can the lender garnish the wages of the cosigner?
Matthew's answer
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Answered on June 24, 2015
Unfortunately yes. For student loans, a co-signer is a "co-borrower;" your liability is equal to that of the primary borrower. Assuming we are...
Archived
I have become Disabled - I need help handling creditors, some are calling illegally
Matthew's answer
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Answered on June 24, 2015
Speak to a bankruptcy lawyer. Bankruptcy is the only option that eliminates date (short of paying it). There is no special "get of debt free card"...
Archived
If a borrower repays two thousand dollars in principal on his federal student loan, will the judge reverse this payment as a
Matthew's answer
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Answered on June 23, 2015
Yes, that would be a preferential payment. The trustee could undo it if it was in the best interests of the creditors to do so.
Archived
Question..
Matthew's answer
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Answered on June 23, 2015
This forum is not a help wanted board. Attorneys here cannot call you even if you ask them too (it is against the rules of professional ethics in...
Archived
Will I recieve foreclosure overbid funds if any?
Matthew's answer
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Answered on June 23, 2015
In theory, you would receive any amount that exceeds the balance owed, but it almost never happens. One of the the legal mechanism is the homestead...
Archived
How many times can i have my collections employee call someone in 1 day(per day) to collect a debt?
Matthew's answer
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Answered on June 23, 2015
If you are collecting on your own behalf (the money is owed to you/your company from a customer) then the FDCPA does not apply. CA has its own...
Archived
Bankruptcy and adversary hearing
Matthew's answer
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Answered on June 23, 2015
The ability to discharge student loans requires that the debtor's bankruptcy discharge occur, but you can file the adversary complaint during the...
Archived
Is Destroying All Documents a Normal part of a settlement agreement?
Matthew's answer
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Answered on June 23, 2015
As Michael points out, such term (destroy everything) is not normal, but it is a settlement agreement. You can try to negotiate that term out of...
Archived
Do I have to sign a reaffirmation Agreement in Chapter 7 bankruptcy?
Matthew's answer
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Answered on June 23, 2015
Reaffirmations agreements are never "required" by law. As for "what will happen" if you don't sign one depends on the context of the situation. If...
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