First question, does it matter? Even if you used good condition retail value, will that cause a different outcome in the bankruptcy? Whether you...

I have adaughter going into 2nd grade. What steps can I take to prove that the school district is not providing adequate.

Far too vague a question. What do you mean by "adequate?" Unfortunately, the quality of education in any particular district is more a political...

You are correct, a chapter 7 bankruptcy can only be reported on your credit report for 10 years. No one is going to care about a bankruptcy from...

What can I do after time is up

What they (whoever "they" are) are talking about is the statute of limitations. The statute of limitations sets a deadline for filing a lawsuit. If...

Will answering a summons for a consumer debt give me more time to negotiate a settlement with creditor before judgment is taken

Yes, you should answer to buy time. However, on that debt amount, they are not going to agree to 300-400 per month. Now, given the amount involved,...

Can I be sent sued or sent to collections if creditor doesn't have my full legal name, social security or even a contract?

How much money are we talking about, we can't be talking about very much money in the grand scheme of things. I think you are going to find that...

I agree with Anthony, on the narrow issue of whether the Judge in the underlying case can void the contract, I would say very doubtful. In a...

Company wants deffured interest of $400 because last $100 payment is late. If interest unpaid will it affect credit rating ?

This question is really more a debt question not an Ethics question, so I am changing the practice area. From where I am sitting, nothing sounds...

I am a single parent and file as HOH - can my taxes be taken from Dept. of Education??

State exemptions do not apply to purely federal claims. If you are in the loan rehab program or have since rehabilitated the loans, they wont take...

Are my parents responsible for my student loans?

That is an interesting situation that raises some complex legal issues. Unless your mother or father co-signed the loans with you, vis-a-vis the...